BEGIN:VCARD
PRODID:-//suda.co.uk//X2V 0.12 (BETA)//EN
SOURCE:http://andy-kelly.com
NAME:test 
VERSION:3.0
N;CHARSET=utf-8:Kelly;Andy;;;
FN;CHARSET=utf-8:Andy Kelly
URL:http://andy-kelly.com
EMAIL:andy@andy-kelly.com
ADR;CHARSET=utf-8:;;95 Redpath Avenue, Apt 14D;Toronto;Ontario;M4S 2K1;Canada
TEL:+14168549897
END:VCARD